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What does an energy bill check show you?

It depends which numbers your bill prints, so here is one bill run three times — the rates on their own, then with the year’s usage, then with the monthly payment. Each result below is produced by the checker itself, not a picture of one.

The figures come from one published sample household. “Sandbox Energy” is not a real supplier and this is nobody’s bill — your own check runs on your own numbers.

1. The rates, and nothing else

The charges page — often page two, headed something like “your charges in detail”. This is the page worth photographing first.

  • Supplier Sandbox Energy
  • What the bill covers Electricity and gas
  • Postcode SW1A 1AA
  • Electricity unit rate 26.38 p per kWh
  • Electricity standing charge 45.89 p a day
  • Gas unit rate 7.2596 p per kWh
  • Gas standing charge 33.27 p a day
£12a year you could save

Your unit rate and standing charge are higher than the current price cap. Switching to a cheaper deal would bring your bill down by roughly this much, based on a typical home’s usage. To see your own figure, add how much energy you use in a year (near ‘estimated annual consumption’ on your bill).

What I checked
  • Your electricity unit rate and standing charge, against the current Ofgem price cap
  • Your gas unit rate and standing charge, against the current Ofgem price cap
  • Whether a cheaper deal from any of the 13 suppliers I hold rates for could beat what you pay now
Your electricity is priced above the capYour electricity unit rate is 26.38p, against a capped 26.35p for London. Your standing charge is 45.9p a day, against the capped 44.8p. That works out around £5 a year more than the cap (on a typical home’s usage).
Your gas standing charge is above the capYour standing charge is 33.3p a day, against the capped 29.0p. That alone is about £15 a year just to be connected. Your unit rate is 7.26p, below the capped 7.33p (GB average), which claws some of that back. That works out around £7 a year more than the cap (on a typical home’s usage).
What you can do
  1. Compare cheaper deals — switching could bring your bill down by roughly £12 a year.
Snap the year’s usage and I’ll price this on your home

Right now the £ figures above use a typical home’s usage. With your own year’s kWh they become figures about your home — and I can size your monthly payment and price real deals on what you actually use.

It’s usually on the same charges page as your rates, printed as “estimated annual consumption”, “annual usage” or “EAC”. Not every bill prints it — if yours doesn’t, pop the number in below.

Unit rate 00.0p / kWh Standing charge 00.0p / day Estimated annual consumption 0,000 kWh this line a year’s kWh
A drawing, not your bill — every supplier lays it out differently. The figure is what matters.
Rather type it in? Add it just below ↓

Compared against the current Ofgem price cap for London using a typical home's usage where you didn't give yours (shown as an estimate). We used only the numbers you entered — nothing else. I didn’t save any of it — your bill was analysed just now and it’s already gone.

2. Add the year’s usage

Usually on the same charges page, or on the tariff label, near the words “estimated annual consumption”.

  • Supplier Sandbox Energy
  • What the bill covers Electricity and gas
  • Postcode SW1A 1AA
  • Electricity unit rate 26.38 p per kWh
  • Electricity standing charge 45.89 p a day
  • Gas unit rate 7.2596 p per kWh
  • Gas standing charge 33.27 p a day
  • Electricity used in a year 4,223 kWh
  • Gas used in a year 11,466 kWh
What that one extra number buys you
  • The same checks, but priced on this home’s own usage instead of a typical home’s — so the £ figures are about this bill.
  • Adds the “where your money goes” split and the year’s total — neither can be worked out from rates alone.
£328a year you could save

On your usage, E.ON Next (elec) + Tulo Energy (gas) would cost about £1,907 a year for your gas and electricity together — around £328 less than you pay now. Check your current tariff for any exit fee before you switch.

What I checked
  • Your electricity unit rate and standing charge, against the current Ofgem price cap
  • Your gas unit rate and standing charge, against the current Ofgem price cap
  • Whether a cheaper deal from any of the 13 suppliers I hold rates for could beat what you pay now
Where your money goes

With Sandbox Energy, your energy costs about £2,235 a year — electricity £1,282 and gas £953.

Energy you use £1,946Standing charge £289
£289 of that is standing charges
the fixed daily fee you pay before you use a single unit of energy.

Standing charges are set within Ofgem’s price cap and are mostly unavoidable — you can’t simply cut them. If you’re a low user, a tariff with a lower standing charge (and a slightly higher unit rate) can sometimes work out cheaper — worth a look, but do the sums for your own usage.

📅Your year, in real moneyAt your rates and usage, your energy costs about £2,235 a year. One thing to keep in mind: bills are usually higher in winter — often close to double the summer months — so it’s worth being ready for that. (That’s the general seasonal pattern, not from your bill — I don’t see your month-by-month usage.)
Your electricity is priced above the capYour electricity unit rate is 26.38p, against a capped 26.35p for London. Your standing charge is 45.9p a day, against the capped 44.8p. That works out around £5 a year more than the cap.
Your gas standing charge is above the capYour standing charge is 33.3p a day, against the capped 29.0p. That alone is about £15 a year just to be connected. Your unit rate is 7.26p, below the capped 7.33p (GB average), which claws some of that back. That works out around £7 a year more than the cap.
What you can do
  1. Look at switching to E.ON Next (elec) + Tulo Energy (gas) (about £328 a year less) — check your current tariff for an exit fee first.
Snap the front page and I’ll check your monthly payment

This is the one most people are losing money on. Pay too little and the shortfall quietly builds into a catch-up bill; pay too much and your money sits with your supplier. I’ll tell you which, and what the payment should be.

It’s on the front summary page of your bill, printed as “Your monthly payment”, “Direct Debit amount”, “Monthly Direct Debit” or “You pay us £__ a month” — not the total for the period.

Total for this period £000.00 Your monthly payment £00.00 a month this one the monthly figure
A drawing, not your bill — every supplier lays it out differently. The figure is what matters.
Rather type it in? Add it just below ↓

Compared against the current Ofgem price cap for London using the usage you gave us. We used only the numbers you entered — nothing else. I didn’t save any of it — your bill was analysed just now and it’s already gone.

3. Add what you pay a month

The front summary page, or your bank statement — your monthly direct debit.

  • Supplier Sandbox Energy
  • What the bill covers Electricity and gas
  • Postcode SW1A 1AA
  • Electricity unit rate 26.38 p per kWh
  • Electricity standing charge 45.89 p a day
  • Gas unit rate 7.2596 p per kWh
  • Gas standing charge 33.27 p a day
  • Electricity used in a year 4,223 kWh
  • Gas used in a year 11,466 kWh
  • Monthly direct debit £161.77 a month
What that one extra number buys you
  • Now runs a new check: whether your monthly payment matches what your energy costs.
  • Changes what the check leads with, because a bigger finding turned up.
£34a month short

Your direct debit is £162 a month. What you actually use costs about £196. The difference builds up as debt on your account, and suppliers usually catch it up in one go — so it is better to raise the payment now, or at least know it is coming.

What I checked
  • Your electricity unit rate and standing charge, against the current Ofgem price cap
  • Your gas unit rate and standing charge, against the current Ofgem price cap
  • Whether your monthly direct debit matches what your energy really costs
  • Whether a cheaper deal from any of the 13 suppliers I hold rates for could beat what you pay now
Where your money goes

With Sandbox Energy, your energy costs about £2,235 a year — electricity £1,282 and gas £953.

Energy you use £1,946Standing charge £289
£289 of that is standing charges
the fixed daily fee you pay before you use a single unit of energy.

Standing charges are set within Ofgem’s price cap and are mostly unavoidable — you can’t simply cut them. If you’re a low user, a tariff with a lower standing charge (and a slightly higher unit rate) can sometimes work out cheaper — worth a look, but do the sums for your own usage.

📅Your year, in real moneyAt your rates and usage, your energy costs about £2,235 a year. One thing to keep in mind: bills are usually higher in winter — often close to double the summer months — so it’s worth being ready for that. (That’s the general seasonal pattern, not from your bill — I don’t see your month-by-month usage.)
Your electricity is priced above the capYour electricity unit rate is 26.38p, against a capped 26.35p for London. Your standing charge is 45.9p a day, against the capped 44.8p. That works out around £5 a year more than the cap.
Your gas standing charge is above the capYour standing charge is 33.3p a day, against the capped 29.0p. That alone is about £15 a year just to be connected. Your unit rate is 7.26p, below the capped 7.33p (GB average), which claws some of that back. That works out around £7 a year more than the cap.
Your direct debit may be too lowYou pay about £162 a month but your usage costs around £2,235 a year — so you could be building a debt that catches up in winter. A right-sized direct debit is about £196 a month.
What you can do
  1. Look at switching to E.ON Next (elec) + Tulo Energy (gas) (about £328 a year less) — check your current tariff for an exit fee first.
  2. Put a little aside — your direct debit looks low for what you use, so a winter bill could catch up with you.

Compared against the current Ofgem price cap for London using the usage you gave us. We used only the numbers you entered — nothing else. I didn’t save any of it — your bill was analysed just now and it’s already gone.

Do this with your own bill
Photograph the charges page and we read the numbers off it. No account, and your bill is not kept.

This is plain guidance to help you spot overpaying — not formal financial advice. A real check uses only the numbers you give us, compared against the current Ofgem price cap.

Joulely

Your home bills, checked on your own numbers — £0 commission on any switch.

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