📊 Let’s see if we can save you money on your bills

What you pay now, what else is out there, and what it would save you.

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This week£28→ £36 projected
This month£65→ £152 projected
This year£1,159→ £2,307 projected
Electricity26.38p53.94p/day
Gas6.00p31.00p/day
Like what you see? This becomes your home.Everything above is one sample home. Connect your own meter and every figure turns into your real numbers — whether you’re overpaying, your cheapest tariff, where your energy actually goes. A few minutes to set up, from £1.50 a month while your meter is connected (£1.50 for one meter, £2.50 for gas and electricity), and nothing sold — I take nothing when you switch.
💲 Switching

Could switching save this home money?

Of the providers we hold tariffs for, over the next 12 months, if the cap

Show 14 more deals

Every combination I can price for your area, on your own usage. Every rate I hold, and the date I read it →

Ranked on your total cost across both fuels, on your own usage. No supplier pays to appear. Always confirm the live rate before you switch.

Your year aheadshould you fix?

It depends on the cap. Fixing is worth £196 if it rises as far as the top case, and costs £0 if it does not move.

fixJFMAMJJASOND£0£39£196
cap holdscap +2%cap +10%

How far ahead a 12-month fix would put this home, month by month. Above the dashed line, fixing is winning; below it, fixing has cost money.

📊 Your forecast

Your year ahead — should you fix?

Your year ahead, on your usage
Likely about £2,492/yr
That’s about £32 more a year than you pay now — roughly £3 a month.
Staying on the price cap, across your gas and electricity. Likely between about £2,453 and £2,649 depending on how far the cap rises this winter.
What you’re likely to pay, staying on the cap:
if the cap stays where it is nowabout £2,453/yr
forecasters' central view (Cornwall Insight, ~+2% from October)about £2,492/yr+£32/yr (~£3/mo)
a higher case, if winter wholesale spikesabout £2,649/yr+£189/yr (~£16/mo)
🔒 Locking a fixed rate now can shield you from these rises See the best deal for your home just below.

Forecasters expect the cap a little higher from October; deep-winter caps are less certain. A 12-month fix locks through winter, when your usage and any rise bite hardest. These are scenarios on this home’s real usage to help you decide, not predictions.

The first line is the cap’s announced next level; the rest are scenarios, not predictions — nobody knows the autumn/winter cap yet. Central forecast: Cornwall Insight — October 2026 cap forecast.

🌙 Time of use

What if you moved some use overnight?

0%
your flat rate
Octopus Go

Both priced on this home’s own 4,963 kWh a year, standing charges included. Moving use means running the dishwasher, washing or an EV overnight.

💷 Is your bill right?

Are you paying the right amount?

Tell me your direct debit and I’ll check it At cap rates this works out near £2,460/yr (this home’s smart meter), so a right-sized direct debit would be about £215.26/mo — enter what you actually pay and I’ll show whether you’re over- or under-paying.
£2,460/yr
Projected energy cost (this home’s smart meter)
£215.26/mo
A right-sized direct debit for that cost (incl. a small 5% seasonal cushion)
£1,506 electricity + £954 gas
Your whole-home energy: £2,460/yr

These figures are from this home’s smart meter — tell me your monthly direct debit and I’ll check it against what your energy actually costs.

💡 Worth knowing

Your tariff, taken apart

£310 standing charges · 13%£1,997 energy you actually use
Your rates: 26.38p a unit, 53.94p a day.
Use 10% less energysave £200a year
Switch to the best deal I can findsave £435a year

Switching saves about 2× more than cutting your usage by a tenth — and you only have to do it once.

Would solar, a heat pump or air-con pay off here?what it'd cost you, and what it'd save
☀️ Bigger moves

What a heat pump, solar or air-con would mean for youillustration

♨️Heat pump

your 11,466 kWh/year of gas becomes about 3,481 kWh/year of electricity.

about £230/year more to run.

If you rip the gas out entirely (no gas hob), it’s £109/year more instead — the gas standing charge is the whole difference.

To break even on running cost at your rates a heat pump needs a SCOP of 3.74. The UK government’s Electrification of Heat trial measured a median of 2.80 in real homes; installers usually quote 3.5–4.0.

This is modelled from your own gas use, not measured — nobody can measure a heat pump you haven't got. Running cost only: it leaves out the install, any grant, and the fact that a well-designed system in a well-insulated home does better than the average. It's the number to start from, not the whole answer.

☀️Solar panels

about 3,400 kWh/year generated; roughly £253/year saved using your own power; about £366/year earned exporting at 15.0p/kWh.

about £619/year in total. Rough payback about 10 years.

❄️Air-conditioning

about 450 kWh/year of extra summer cooling.

about £119/year added to your bill.

The assumptions —
  • Solar: a typical ~3,400 kWh/year system, of which about 45% is used in the home and the rest exported at 15.0p/kWh (SEG); install cost about £6,000.
  • Air-con: about 450 kWh/year of extra summer cooling, costed at your 26.4p/kWh unit rate — this ADDS to your bill.
  • Your own measured gas use: about 11,466 kWh a year.
  • Gas boiler running at about 85% seasonal efficiency, so roughly 9,746 kWh of that actually becomes heat.
  • Heat pump at a SCOP of 2.80 — the measured median from the UK government's Electrification of Heat trial, not an installer's headline figure.
  • Priced at your own rates: 26.4p/kWh electricity and 6.0p/kWh gas.
  • You keep a gas hob — so you keep the gas meter and its standing charge, about £121 a year at 33.3p a day. That is what most homes with a gas boiler actually do.

These are illustrative estimates on typical assumptions, not a quote or a measurement of your home. Your real figures depend on your roof, kit, usage and export deal. Solar figures are £/year benefit; air-con is £/year extra cost.

Ask for a chart or report

Day-of-week patterns, a usage heatmap, cost-per-degree, this home’s most expensive days — what would help you?

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